Your pay stub, your debts and your bills all arrive as totals someone else already worked out. It is hard to feel sure about money you have never run through the math yourself.
The Money Mechanics Workbook lets you run your own pay stub, debts, benefits and bills through simple math, one short worksheet at a time. There are 15 worksheets, and each one pairs a worked example with a blank page for your own numbers, so you see the method first and then apply it to your situation. The math stays plain, using only addition, subtraction, multiplication and division. There are no apps, no sign-ups and no account links, so your figures stay on paper where you can see them. The workbook runs 57 printable pages.
It is for anyone who wants to understand their own money by doing the math by hand instead of taking the totals on trust.
Digital download (PDF). Educational only, not financial advice. Examples are hypothetical.